61. Despite section 59, if a consumer makes a payment at least equal to the balance of the account at the end of the preceding period 21 days after the date of the end of the period, credit charges may not be exacted from him on the balance of account except for the portion of the balance that represents advances of money.
R.R.Q., 1981, c. P-40.1, r. 1, s. 61; 994-2018O.C. 994-2018, s. 361.